Here is a new resource for short time loans called ZestCash.com . They claim that they offer better terms than payday loans but should be checked and compared. ZestCash may be helpful for people that are using payday loans businesses (according to ZestCash there are between 12-30 million payday borrowers per year), if it offers better rates. For now, it seems that they offer loans in the amount up to $500. Any feedback of anyone using their services is welcome.